CHARACTERISTICS OF VISIT USA INSURANCE FOR TOURIST
There is a popular misconception that medical policy bought in one’s own nation will cover a person for the medical emergencies met during visits to foreign land(s). In USA, medical authorities will not accept a foreign company’s insurance while treating a patient. Thus, irrespective of whether a person has a medical insurance or not he/she will have to bear his own medical expenses. However, there is a solution to this problem. The solution is Visit USA visitors health insurance.
You can apply for Visit USA tourist medical insurance as soon as you set out for your trip to the USA. The purpose of your visit to the USA doesn’t matter. Irrespective of that you can apply for this tourist medical insurance.
Plan A and Plan B are the two plans offered by this tourist medical insurance. Coverage of $50,000 per illness or per injury is provided under plan A. under Plan B the coverage amount per illness or injury is double that of Plan A. However, if the applicant is more than 80 years old then the coverage amount gets reduced to $10,000.
Three deductibles are offered by this tourist medical insurance. They are of $250, $500, and $1,000. After you pay this deductible, the insurance company pays 80% of your medical expenses to a limit of $5000. The family members and dependants of the account holder are also covered by this insurance for tourist.
The insurance is purchased for a minimum duration of 15 days and a maximum duration of 12 months. Once the initial payment is made the policy holder cannot renew the insurance. He will once again have to purchase the insurance for obtaining an extended coverage.
In case the policy holder dies then Visit USA tourist medical insurance will pay compensation to the relative(s) of the policy holder. In case of loss of member(s) too compensation is provided. If there is loss of multiple members then the highest amount of dismemberment is provided to the policy holder. However, no compensation is paid if death or loss of member is self-initiated.
If there are pre-contracted medical conditions then the tourist medical insurance will not bear any expenses related to those medical conditions. Medical expenses arising out of cosmetic surgery, dental surgery, and pregnancy are also not covered by tourist medical insurance. This holds true even for the expenses incurred by the policyholder while taking part in some dangerous game.
Your visit to USA will be a lot more safe and enjoyable with Visit USA tourist medical insurance. You just have to decide your purpose of visit and everything falls in place!
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